Writing Exhibition #1- An Investment Letter

Kace Financial Services

Mr. and Mrs. Leonardo Lunardi

1234 Polk Drive N

Sarasota, FL 34231

Dear Leonardo and Kristi,

On behalf of Kace Financial, it was a pleasure speaking with you last week regarding your interest in investing in our CollegeAmerica 529 Savings Plan product.  Based on the information you provided for me, I’ve taken the liberty of compiling a basic, yet customized plan to demonstrate how the savings plan can benefit your family and secure the funds necessary to ensure a solid educational future for your children Christian and Anna.

I think you will be very pleased with the options you will have through the 529 Savings Plan, in conjunction with the professional and personalized service our Kace Financial offers.  If you choose to invest with our organization, we will deliver the highest level of customer service from our account management team, superior guidance from the most experienced financial and investment advisors, and, unlike any larger firm, we are able to connect each client with their own personal financial-planning representative, dedicated to working closely and personally with you to ensure the best and most informed customer experience possible.

Included you will find some helpful information about CollegeAmerica’s 529 Savings Plan, as well as some valuable and customized information about what you can expect in regards to growth if you decide to invest in this product with Kace Financial.

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Think of the CollegeAmerica 529 Savings Plan like an Educational Trust Account

You can open one on behalf of anyone- even yourself!

General Information about CollegeAmerica 529 Savings Plan

·         Flexibility: The funds can be used for various educational expenses such as tuition, textbooks/computer software applications, campus fees, and room and board

·         Control: The account owner, rather than the beneficiary,  maintains power of the account  assets and determines when and where they will be allocated

·         Accountability: Tax-free funds stay protected, fulfilling the purpose of the savings plan.  You only pay taxes if funds are withdrawn for non-educational expenses

·         Increased Growth: Dividends and capital gains are not taxed as long as they are used to pay for qualified education expenses

At Kace Financial Customization is our Service

Your personal financial advisor collaborates with you to help you and your family reach education goals through:

·         Relationships: Kace Financial Advisors will get to know you and your family personally so they are better equipped to help you manage your educational finances and meet your education objectives

·         Education: Our advisors are knowledgeable and maintain this through the Continuing Education Program instituted by Kace Financial, ensuring that their advisors stay highly attuned to the new assortment of  Education Savings products

·         Expertise: Our financial advisors are also investment advisors who are highly trained in strategic investment planning to maximize the potential growth of your investments and keep your assets secure until you are ready to use them

To see your Personal potential Investment Growth if you choose to invest in the CollegeAmerica 529 Savings Plan, view the custom graph below based on the amounts you indicated during our initial discussion

This has been created to show you how dedicated we are to serving you, as an individual

When I had the pleasure of speaking with you regarding our CollegeAmerica 529 Savings Plan product, you indicated that you were interested in spending in the range of $100-$300 per child, per month. The bar graph below has been created for your personal reference. It is tailored to reflect the total amount of money that would be available for educational expenses (the vertical axis) for Christian and Anna once they reached 18 years of age if your monthly election was within your specified range (the horizontal axis).  You can see the amount of savings increase with the higher total contribution amount.  We want to work with you in building a secure financial future in the education of your children.  The graph below is an example of how we can do that.

  

We look forward to discussing your options further with you and answering any questions you may have. Once again, thank you for your interest in investing with Kace Financial and we look forward to establishing a long-standing relationship with you and your family and helping everyone reach their financial goals as we prepare for the future. 

Sincerely,

Kacey Krznaric

New Accounts Specialist

Kace Financial Services

(800)888-8888 ext 8